Curve simplifies your financial life by connecting your accounts to one smart card and an even smarter app.
Load your Mastercard® and Visa® debit or credit cards into the Curve app, and spend from any of your accounts using just one Curve card.
Save when you spend abroad 🌍
When using your bank cards abroad, most banks add up to 5% in fees for currency exchange. Eliminate those fees with Curve and get access to the market rate for currency exchange +1%.
No hidden fees and no top-up. The only card you need to pack.
Never spend on the wrong card ⏰
You spent on the wrong card - a flight, a lunch, a cup of coffee. Without Curve: cash flow hassle, bookkeeping nightmare.
With Curve: go back in time and switch the card you use.
Intelligent fraud protection 🔒
Instant alert every time your card is used, and instant card lock in the app if you see a fraudulent payment. Now ask yourself: can your bank cards do that?
A bookkeeper in your pocket 📓
Curve and Xero work together to make bookkeeping effortless. All designated business spend is instantly categorised and synced with Xero, together with digitised receipts. No need for more apps, top-up cards or boxes of receipts (Read more on Curve + Xero).