As of the 20th of September, Curve does not charge fees foreign transactions or ATM withdrawals made abroad, subject to our Terms of Service.
You can make purchases in foreign currency converted at the real exchange rate i.e. the rate at which banks exchange money, also known as the interbank rate or mid-market rate. There are certain limits on the amount up to which you can make fee free transactions or ATM withdrawals, after which charges will apply.
Please note, if the currency of your transaction and the currency of the underlying payment card used with Curve is the same, Curve will always pass through the transaction with no additional fees.
For Curve Blue (free) customers, you can spend of £500 per month with no currency conversion fees. Any amount over this will incur a 1% fee. From the 19th November 2018, any cumulative spend over £500 per month, will incur a 2% fee.
For Curve Black customers, you have unlimited free currency conversion (subject to fair use of £15,000 a year, beyond which we may charge 2% of the amount of the transaction as currency conversion fees).
From Fridays at 23:59 to Sundays 23:59, the UK foreign exchange markets are closed. During this time, we take the rate from Friday and charge an additional 0.5% for all transactions made in GBP, EUR and USD and 1% for all other supported currencies. From the 19th November 2018, we will charge an additional 1.5% for all other supported currencies.
For more information, please see our Terms at www.imaginecurve.com/terms.