As of the 20th of September, Curve does not charges foreign transaction fees on spend and ATM withdrawals abroad, subject to our terms of service.
You can make purchases in foreign currency converted at the real exchange rate i.e. the rate at which banks exchange money, also known as the interbank rate or mid-market rate. There are certain limits on the amount up to which you can make fee free transactions or ATM withdrawals, after which charges will apply.
Please note, if the currency of your transaction and the currency of the underlying payment card used with Curve is the same, Curve will always pass through the transaction with no additional fees.
Curve (free) customers: Up to a spend of £500 per month - no currency conversion fees will be charged. Transactions made above this £500 a month will be charged an additional 1% fee. From 15th November 2018, after the £500 per month, we will charge an additional 2% as currency conversion fees.
Curve Black customers: Unlimited free currency conversion (subject to fair use of £15,000 a year, beyond which we may charge 2% of the amount of the transaction as currency conversion fees).
On weekends, which we count as Friday 23:59 - Sunday 23:59, the UK foreign exchange markets are closed. During this time, we take the rate from Friday 23:59 and charge an additional 0.5% for all transactions made in GBP, EUR and USD and 1.5% for all other supported currencies.
For more information, please see our Terms at www.imaginecurve.com/terms.