You can use your Amex Wallet like any other underlying payment card, however some restrictions apply. Funds on the Amex Wallet cannot be:
- withdrawn via an ATM
- used to make payments to Amex
- used for any transaction that has an MCC (Merchant Category Code) of 6012 - Financial Institutions (e.g. some top-ups)
In addition, you will not be able to use the 'go back in time' functionality for transactions made with your Amex wallet.