When you set up your Curve account, you’ll be asked your Employment Type. Which option you pick determines which type of Curve card you’ll receive.
If you’re going to use Curve for personal spending, select:
If you’re going to use Curve for business spending, select:
- Entrepreneur or Business Owner
- Director or Business Owner
- Freelancer / Self-employed
If you choose to upgrade to Curve Black, or Curve Metal, we’ll issue your card based on your chosen Employment Type at signup.
If you’d like us to check this to ensure you receive the card that’s best for you, you can do so at any time by sending us an in-app message or emailing email@example.com.
Switching from a business card to a personal card
If you use Curve for personal spend, you can request a personal card from us at any time. Just send us an in-app message or email firstname.lastname@example.org. In doing so, we’ll also move your Employment Type to “Employee”.
Switching from a personal card to a business card
If you’d like to request a Business card, you can at any time by sending us an in-app message or emailing email@example.com.
We may ask you to provide documentation along with a Companies House number (if you’re in the UK) to show that you’re the owner or director of a business. Please note that you should use the card only for business transactions rather than personal ones.
Checks for our business card customers
It’s worth noting that we're required to run occasional checks to ensure our customers are using their cards for business transactions.
As such, you should only opt for a business card if you’re the owner or director of a business that’s registered with Companies House in the UK, or you can prove you’re a business director or owner, if you’re in the EEA and you use the card for business transactions only. Or, if you’re self-employed.
As per the Curve Terms (see here, section “General Information”), “From time to time, we may request further information from you, to check if you still need a business account. If Curve for any reason determines that your account type has changed, Curve will issue you a replacement card.”