Say “bye” to declines and embarrassment at the till. Say “hi” to your improved spending experience. Turn it on to save yourself from awkward declines, and awkward smiles with the cashier. If your selected payment card doesn’t go through, we’ll automatically try the backup card you choose, so you can pay without panic. Every time.
Setting up a backup card within the Curve app allows you to avoid declines on your selected primary payment card.
You can select up to 2 backup cards in your Curve app, but we'll only charge one.
When you try to pay and your selected payment card is declined, we’ll automatically attempt another payment using an alternative card from the range of backup cards you’ve set in the app. Best bit: it all happens within seconds while you pay. Result? Less stress.
Also, any backup payments can easily be moved onto a card of your choice by using the Go Back in Time feature. We’ve got your back.